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Personal Accounts
Savings/Investment Accounts
Business Accounts
Certificates of Deposits (CD's)
Individual Retirement Accounts (IRA's)
Personal Accounts
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Simply Free Checking
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NOW Account
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MINIMUM BALANCE TO OPEN ACCOUNT -
$200
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INTEREST BEARING ACCOUNT
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FREE MONTHLY
STATEMENTS
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NO MONTHLY SERVICE
FEE ($1500 AVG. DAILY BAL.)
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UP TO 30 WITHDRAWALS PER STATEMENT CYCLE
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ATM/DEBIT CARD AVAILABLE
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FREE ONLINE BANKING
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FREE 24 HOUR BANK
LINE
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OVERDRAFT PRIVILEGE*
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Savings/Investments Accounts
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Regular Savings**
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MINIMUM BALANCE TO
OPEN ACCOUNT - $200
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FREE
TO MINORS ($25 MINIMUM)
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FREE
QUARTERLY STATEMENTS
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FREE
ONLINE BANKING
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FREE
24 HOUR BANK LINE
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MONEY MARKET ACCOUNT**
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MINIMUM BALANCE TO
OPEN ACCOUNT - $200
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COMPETITIVE
INTEREST EARNED ON DEPOSITS
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NO
SERVICE FEE ($1500 AVG. DAILY BAL.)
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FREE
MONTHLY STATEMENTS
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FREE
ONLINE BANKING
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FREE
24 HOUR BANK LINE
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OVERDRAFT
PRIVILEDGE*
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MARKET INVESTORS
ACCOUNT**
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MINIMUM BALANCE TO
OPEN ACCOUNT - $10,000
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PREMIUM RATES BASED
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2 WITHDRAWALS PER
STATEMENT CYCLE
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NO
SERVICE FEE ($10,000 AVG DAILY BAL.)
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FREE
MONTHLY STATEMENTS
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FREE
ONLINE BANKING
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FREE
24 HOUR BANK LINE
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**Limited
to six(6) FREE withdrawals per statement cycle,
including three(3) by check per statement cycle |
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Business
Accounts
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FREE BUSINESS CHECKING
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BUSINESS CHECKING
ACCOUNT
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MINIMUM BALANCE TO OPEN
ACCOUNT - $200
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EARNINGS CREDIT TO OFFSET
SERVICE CHARGE
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FREE
MONTHLY STATEMENTS
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$ 6.00 PER MONTH SERVICE
CHARGE
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PROCESSING FEE OF $.15
PER CREDIT OR DEBIT
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DEPOSIT FEE OF $.06 PER
ITEM
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FREE
ONLINE BANKING
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FREE
24 HOUR BANK LINE
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OVERDRAFT PRIVILEGE*
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*See your neighborhood
banker for more details or feel free to
email us.
Certificates of
Deposits (CD's)
*See your neighborhood
banker for more details or feel free to
email us.
Individual
Retirement Accounts (IRA's)
*See your neighborhood
banker for more details or feel free to
email us.
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*Farmers & Merchants Bank is under no obligation to pay
any item or withdrawal request presented to any account
containing insufficient available funds; however, at its
discretion Farmers & Merchants Bank may honor checks and
electronic debits, including VISA Debit Card
transactions and ATM withdrawal requests, presented to
certain accounts when available funds would not
otherwise cover such items. Not available for
accounts open less than 30 days, or for accounts with
negative average balance or for accounts with less than
$400 aggregate deposit in one month. This
discretionary service is intended to assist customers in
the event of an unintended overdraft, and should not be
considered a source of additional funds.
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