
- More flexibility and convenience for your business accounts.
- Access your accounts online — anytime, any day!
- Check balances, make transfers, track history, and more.

- A valuable time-saving service for business owners.
- Set up direct deposit and direct debit.
- Add efficiency to accounts receivable, payable, and payroll.

- Securely capture checks and create electronic deposits.
- Automated system reduces errors, helps prevent fraud.
- Process payments faster, even when the bank is closed.

- Save time, money, and paper with monthly eStatements.
- Faster and safer than printed statements in the mail
- Easy to read, download, or print as needed.

- Quit paying ATM fees to other institutions.
- Over 20 F&M surcharge-free ATMs in our area.
- Conveniently available anytime.

- Accepted at millions of merchant locations worldwide.
- Safer and more convenient than using cash or checks.
- Facilitates expense tracking and business travel.

- All the services you need to make F&M your one-stop bank.
- Night deposit, wire transfers, teller services, reorder checks.
- Telephone banking number, lost card resources, and more.