Additional Business Services

24 Hour Telephone Banking

Whether you need to check an account balance, transfer funds or make a payment, F&M Bank Line is an easy, convenient and secure way to do practically all of your banking.

It is available 24 hours a day, 7 days a week from any phone. Just call 405-373-2224.

Bank securely from your office, home, or while traveling, because your account information will be at your fingertips. Contact F&M Bank to receive your Personal Identification Number (PIN) and get started.


Lost or Stolen Cards

To report a lost or stolen F&M credit or debit card during business hours, please call us immediately at 405-348-1500.

To report a lost or stolen F&M credit or debit card after business hours, please call us immediately at 800-523-4175.


Reorder Checks

Reorder your checks here.


Routing Number

The routing number of F&M Bank is 103104133.


Safe Deposit Boxes

Keep your most treasured valuables and important documents safe in one of our safe deposit boxes. They come in a variety of sizes, and are subject to availability.


Night deposit

Drop off your after-hours deposits in our safe night drops located at all our branches. Deposits will be credited the morning of the next business day.


Wire Transfers

A fast, safe way to transfer money between accounts, nationally and internationally. Ask about wire transfers at your local F&M Bank branch.

Teller Services

  • Cashiers checks
  • Notary Services
  • Coin Counting

F&M Bank Credit Cards & Corporate Cards

Go to www.cardcenterinfo.com to view your credit card transaction history and balances.


Commercial Risk Assessment and Controls Evaluation

The Commercial Risk Assessment and Controls Evaluation is intended to assist commercial customers of F&M Bank in identifying threats and measure the strength of their internal controls. The Best Answers and Tips section is included to serve as an example of how to mitigate risk.


This risk assessment is intended to give a general idea of risk position. Additional factors will increase or decrease risk. F&M Bank suggests that all of its commercial customers perform periodic risk assessments.