Checking

Xtra Checking
- FREE checking that earns interest on all balances.
- Get cash back with nationwide ATM refunds*.
- Link to Xtra Saver for automatic savings!
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Free Personal Checking
- Easy breezy FREE checking account.
- No monthly service charge or hidden fees.
- Free online convenience services.
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Interest Checking
- Complete checking with competitive interest.
- Unlimited transactions and free convenience services.
- Avoid monthly service charge with $1,500 balance.
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F&M Club
- Checking loaded with perks and benefits.
- Unlimited check writing and personalized checks.
- Silver Club available for members 55 and better.
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