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Are you looking for Stability, Reliability and Service from your bank? Those three words define our family-owned bank, with three generations of history serving communities in the Greater Oklahoma City area. We strive to serve your financial needs with our large balance checking account, F&M Club Checking. If you like to take advantage of discounts (and who doesn’t), you’ll love our perk-filled Club Checking and Silver Club Checking for customers age 55 or better.

Key Features

  • Added Benefits
  • EMV Debit Card
  • Digital Banking

More Details About Club Checking

  • Upgraded checking with added benefits
  • Account holders age 55 or better qualify for Silver Club Checking (get all the perks of club checking for a low $6 monthly fee)
  • Unlimited transactions
  • Waive the $8 monthly fee ($6 for Silver Club members) by maintaining an average daily balance of $15,000 or more
  • Free digital banking services
  • Free EMV debit card
  • $50 minimum deposit to open

A wide variety of benefits and perks for seniors

  • $20,000 AD&D Ins/$100,000 Common Carrier/$1,500 Dependent Children AD&D
  • Cyber Scout Identify Theft Protection
  • Cellular Telephone Protection
  • Roadside Assistance
  • Free personalized checks (2 boxes/year)
  • No minimum balance requirement
  • Safe Deposit Box Credit ($10 annual discount*)
  • One free cashier's check/month

Apply Now for a Club Checking Account!

To learn more about our Club Checking, visit your nearest branch location in Edmond, Yukon, Guthrie, Kingfisher, Piedmont, or Crescent, OK. You can also apply online quickly and conveniently from the comfort of your home!

*excludes 10”x10” box or larger