
- Banking convenience online — anytime, any day!
- Check balances, make transfers, track history, and more.
- Pay bills quickly and safely, even set up recurring payments.

- Save time, money, and paper with monthly eStatements.
- Faster and safer than printed statements in the mail
- Easy to read, download, or print as needed.

- Quit paying ATM fees to other institutions.
- Over 20 F&M surcharge-free ATMs in our area.
- Conveniently available anytime.

- Helps you earn rewards with your Xtra Checking account.
- Accepted at millions of merchant locations worldwide.
- Safer and more convenient than using cash or checks.

- Bank securely from your office, home, or while traveling.
- Check account balances, transfer funds, or make payments.
- Available 24 hours a day, 7 days a week from any phone.

- All the services you need to make F&M your one-stop bank.
- Safe deposit boxes, wire transfers, teller services, and more!
- Helpful information for lost cards, reordering checks, more.