Surcharge-free ATMs

When it comes to accessing your money, F&M Bank wants to give you more choices and charge you less fees. That's why we offer 21 surcharge-free ATMs, conveniently located throughout the region.


Whether you are in Oklahoma City, Edmond, Yukon, Kingfisher, Guthrie, or anywhere in between, FREE access to your money is a few steps away. Say goodbye to paying ATM fees from other institutions.