• Xtra Checking

    Xtra Checking

    • FREE checking that earns interest on all balances.*
    • Get cash back with nationwide ATM fee refunds.*
    • Link to Xtra Saver for automatic savings!

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  • Xtra CashBack

    Xtra CashBack

    • FREE checking with no minimum balance to earn rewards
    • Earn cash back on your monthly debit card purchases
    • Get cash back with nationwide ATM fee refunds*

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  • Xtra Tunes Checking

    Xtra Tunes Checking

    • Earn monthly refunds on iTunes®/® purchases*
    • Get cash back with nationwide ATM fee refunds*
    • Receive $30 in download refunds at sign up*

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  • Free Personal Checking

    Free Personal Checking

    • Easy breezy FREE checking account.
    • No monthly service charge or hidden fees.
    • Free online convenience services.

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  • Interest Checking

    Interest Checking

    • Complete checking with competitive interest.
    • Unlimited transactions and free convenience services.
    • Avoid monthly service charge with $1,500 balance.

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  • F&M Club

    F&M Club

    • Checking loaded with perks and benefits.
    • Unlimited check writing and personalized checks.
    • Silver Club available for members 55 and better.

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