F&M Club

F&M Club Account

Take checking to the next level! This account is loaded with extras like club memberships, ID theft protection, prescription discounts, travel savings, and much more. Plus, you'll enjoy unlimited check writing and all our convenience services.

For our customers 55 and better, we feature the F&M Silver Club Account, which includes all the benefits and rewards of the Club account, plus a $2 discount on the already low $8 monthly maintenance fee. Add value to your account and join the club!

  • Unlimited check writing
  • No minimum balance to maintain
  • Debit card available
  • Free personalized checks
  • Free online banking and bill pay
  • Free monthly eStatements
  • Free 24 hour bank line
  • A wide variety of benefits and perks:
  • Insurance discounts
  • Identity theft protection
  • Shopping discounts and rewards
  • Prescription drug discounts
  • Savings on travel and entertainment
  • And much more!
  • Low $8 monthly maintenance fee ($6 for Silver Club members)
  • Monthly maintenance fee waived on accounts with avg. daily balance of $15,000 or more
  • $50 minimum deposit to open