Free Personal Checking
At F&M Bank we want to help you simplify your life. That's why our free personal checking account is as simple as they come. Streamline your banking needs with an account that gives you everything you need, and nothing that you don't.
You'll enjoy unlimited transactions and a host of free convenience services to make your banking experience even better. All this, with no monthly service charge and no hidden fees. None. Zero. Nada. And opening it is as easy as a $50 deposit.