• Online Banking & Bill Pay

    Online Banking & Bill Pay

    • Banking convenience online — anytime, any day!
    • Check balances, make transfers, track history, and more.
    • Pay bills quickly and safely, even set up recurring payments.

    Learn More

  • eStatements


    • Save time, money, and paper with monthly eStatements.
    • Faster and safer than printed statements in the mail
    • Easy to read, download, or print as needed.

    Learn More

  • Surcharge-free ATMs

    Surcharge-free ATMs

    • Quit paying ATM fees to other institutions.
    • Over 20 F&M surcharge-free ATMs in our area.
    • Conveniently available anytime.

    Learn More

  • Debit Card

    Debit Card

    • Helps you earn rewards with your Xtra Checking account.
    • Accepted at millions of merchant locations worldwide.
    • Safer and more convenient than using cash or checks.

    Learn More

  • Telephone Banking

    Telephone Banking

    • Bank securely from your office, home, or while traveling.
    • Check account balances, transfer funds, or make payments.
    • Available 24 hours a day, 7 days a week from any phone.

    Learn More

  • Additional Services

    Additional Services

    • All the services you need to make F&M your one-stop bank.
    • Safe deposit boxes, wire transfers, teller services, and more!
    • Helpful information for lost cards, reordering checks, more.

    Learn More