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Make Payments with F&M Bank Bill Pay for a chance to win $2,500 in the... 



December 1, 2021 - January 31, 2022

$2,500 Grand Prize 

To enter complete any of these options:

  1. Make a Payment in the amount of $10 or more using F&M Bank Bill Pay
  2. Alternate Method of Entry ("AMOE")


Earn up to 30 entries!
Log in to online banking or use our mobile app to make a payment now!


See official rules here 

1. Bill payments must be in the amount of $10 or more to qualify. 2. Alternate Method of Entry ("AMOE"). For more information, Visit for entry details and Official Rules. NO PURCHASE, ACCOUNT, ZELLE® TRANSACTION OR BILL PAY NECESSARY TO ENTER OR WIN. MAKING A PURCHASE, USING ZELLE® OR BILL PAY WILL NOT IMPROVE YOUR CHANCES OF WINNING. The Merry Money Sweepstakes is open to legal residents of the 50 U.S. and D.C., who have reached the age of majority in their state of residence (18, except in AL & NE – 19 and MS, 21) and businesses that are located within the 50 U.S. or D.C. Void outside the U.S., in Puerto Rico, and wherever else prohibited by law. Sweepstakes begins at 12:00:01 AM ET on 12/01/21 and ends at 11:59:59 PM ET on 1/31/22. Total ARV of all prizes: $40,000. Odds of winning depend upon the total number of eligible entries received. Visit for Official Rules. Sponsor: Fidelity Information Services, LLC, 601 Riverside Ave., Jacksonville, FL 32204. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. This promotion is in no way sponsored, endorsed, administered by or associated with Early Warning Services, LLC or Zelle®.