For over 120 years, F&M Bank has been more than just a bank — we’ve been a part of the communities we serve. Originally founded in 1902 as Farmers & Merchants Bank, our roots run deep in Oklahoma soil. In 1972, the late Mr. J.V. Anderson — a Citizen Potawatomi Nation tribal member who believed success was based on strong relationships, integrity, and service to others — purchased the bank and later renamed it F&M Bank.
That simple, powerful belief still guides us today.
Now led by the second and third generation of the Anderson family, we remain proudly family-owned and community-focused. We believe in showing up for our neighbors, supporting local growth, and building relationships that last. With eleven locations across Central Oklahoma, including our Operations Center, and two additional Mortgage Divisions, we’re here to serve — not just as your bank, but as your financial partner, your neighbor, and your friend.
At F&M Bank, community isn’t a strategy — it’s who we are.