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Earn high interest — up to 1.00% APY* — plus up to $20 a month in refunds on ATM withdrawal fees, nationwide.*


Key Features

  • High Interest Rewards
  • ATM Refunds
  • Digital Banking
  • Free checking that pays high interest
    • 1.00% APY* on balances up to $10,000
    • 1.00% to 0.11% APY on balances over $10,000 depending on balance in account*
    • 0.01% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $20 monthly)*
  • Link to free BonuSelect Saver to build savings automatically
  • No minimum balance to earn bonus No monthly maintenance fees Free digital banking services
  • Free debit card
  • $50 minimum deposit to open

Here’s How You Qualify

Enrollments must be in place and all of the following transactions and activities must post and settle to your BonuSelect Checking account during each Monthly Qualification Cycle:

  • At least 15 debit card purchases
  • Be enrolled in and review eStatements

That’s it. Even if you don’t meet your qualifications during the cycle, your BonuSelect Checking account is free and you’ll still earn our base interest rate. Plus, you can get right back to earning your full bonus the very next month you qualify.

BonuSelect Checking: *APY=Annual Percentage Yield. APYs accurate as of 06/01/2020. Rates may change after account is opened. Minimum to open is $50 for BonuSelect Checking and $50 for BonuSelect Saver. For BonuSelect Checking, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on the last day of monthly statement cycle; (2) balances up to $10,000 receive APY of 1.00%; and (3) balances over $10,000 earn 0.10% interest rate on the portion of the balance over $10,000, resulting in a range of 1.00% to 0.11% APY depending on the balance. If qualifications are not met on BonuSelect Checking all balances earn 0.01% APY. Qualifying transactions must post to and settle BonuSelect Checking account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised BonuSelect Checking APY is based on compounding interest. Interest earned in BonuSelect Checking is automatically transferred to BonuSelect Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised BonuSelect Checking APY. The BonuSelect Saver APYs may be less than BonuSelect Checking APYs. Fees may reduce earnings. Limit one account per SSN. Transfers between accounts do not count towards qualifying debit card transactions. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher.