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Are you looking for Stability, Reliability and Service from your bank? Those three words define our family-owned bank, with three generations of history serving communities in the Greater Oklahoma City area. We strive to serve your financial needs with our high interest checking account, BonuSelect Checking. Earn high interest—up to 3.04% APY*—plus up to $20 a month in refunds on ATM withdrawal fees, nationwide.

Key Features

  • High Interest Rewards
  • ATM Refunds
  • Digital Banking
  • A free checking account with interest
  • Higher-than-average tiered interest rates: 3.04% APY on balances less than $20,001; 3.04% to 0.11% APY on balances equal to or greater than $20,001 depending on the average daily balance, when monthly qualifications are met.**
  • ATM fee refunds, nationwide (up to $20/month)***
  • Link your checking account to our free BonuSelect Saver to build savings automatically
  • No minimum balance to earn bonus
  • No monthly service fees
  • Free digital banking services
  • Free EMV debit card
  • $50 minimum deposit to open

To receive your checking account perks, enrollments must be in place and all of the following transactions and activities must post and settle to your BonuSelect Checking account during each Monthly Qualification Cycle:

  • At least 15 debit card purchases
  • Be enrolled in and review eStatements

That’s it. Even if you don’t meet your qualifications during the cycle, your BonuSelect Checking account is free and you’ll still earn our base interest rate. Plus, you can get right back to earning your full bonus the very next month you qualify.

To learn more about our BonuSelect Checking, visit your nearest branch location in Edmond, Yukon, Guthrie, Kingfisher, Piedmont, or Crescent, OK. You can also apply online quickly and conveniently from the comfort of your home!

Disclaimer: *Annual Percentage Yield. All APYs accurate as of 11/16/22. Rates may change after account is opened. ** Balances equal to or greater than $20,001 earn 0.11% APY, resulting in a range of 3.04% to 0.11% APY depending on the average daily balance. When the qualifications are not met the APY on your account will be 0.01%. The advertised BonuSelect Checking APY is based on compounding interest. ***Domestic ATM fees incurred during qualification cycle will be reimbursed up to $20 and credited to account on last day of monthly statement cycle. Monthly qualification cycle means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Fees may reduce earnings. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5 or higher. See BonuSelect truth in savings disclosures for more details of other benefits and qualifying requirements.