Turn everyday purchases into effortless savings.
With free Savings Made Simple, your debit card does the work for you. Every time you make a purchase, we’ll round it up to the nearest dollar and transfer the difference into your savings account. It’s automatic, easy, and a smart way to grow your savings without even thinking about it.
How it Works
- Use your F&M Bank debit card as you normally would.
- Each purchase is rounded up to the nearest dollar.
- At end of the day, the total “round ups” are combined and one accumulative round up total is transferred the next business day.
- If the round up total is not available in your account, the transfer simply won’t occur, no worries.
- Savings Made Simple linked to our standard Savings Account only.
Why You’ll Love It
- Build savings effortlessly with everyday spending.
- Free service with any debit card–linked account.
- No transfers if funds aren’t available—no worries, no fees.
- A painless way to reach your savings goals faster.