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Too busy to come into a branch? Take your banking with you with our convenient digital services.

Apple  Android

Online Banking

  • Free, secure, and easy-to-use service for F&M Bank customers
  • Available for personal and business needs
  • Manage a number of banking activities anytime, anywhere with internet access:
    • View account balances
    • Transfer funds between F&M Bank accounts
    • Receive account alerts
    • Online document requests
    • Stop payment requests1
    • View images of checks and deposit slips
    • Reorder checks
    • And more
  • Make more time for yourself; fewer bank trips necessary
  • Print or download to popular Quicken® and QuickBooks® software
  • Encrypted software to protect your financial information

Online Bill Pay

  • Pay one-time or recurring bills with ease:
    • Schedule payments in advance
    • Set up payment reminders
    • Ensure payments are received on time
    • Have all payee information in one convenient place
    • Retain funds until paper drafts are presented for payment
  • Avoid paper clutter
  • More secure than paper billing

To Get Started

Signing up for online banking is easy. Enroll today.


1Fees may apply.

  • Save paper and help the environment
  • Fast, free, and easy alternative to paper statements
  • Easier to retrieve info when needed
  • Eliminate a paper trail
  • Reduce chances of fraud and identity theft
  • Arrive faster than paper statements
  • Simplify recordkeeping
  • Easily access past statements
  • Ability to download for permanent storage or print if needed
  • Receive email notice when new e-statement is ready

Mobile Banking

  • Fast, free, and secure service for F&M Bank online banking customers
  • Easily keep track of your finances on-the-go:
    • View account balances
    • Deposit checks
    • Review history
    • Transfer funds between accounts
    • Receive alerts
    • Pay bills
  • Available via any web-enabled mobile phone or device
  • Access to Credit Score
    • A FREE service within mobile banking that helps you stay on top of your credit
    • Daily access to your credit score
    • Access to your full credit report
    • Real-time credit monitoring alerts
    • Credit score simulator
    • Special credit offers
    • Financial tips & education
  • Utilize this service in two convenient ways:
    • Web browsing
    • Mobile app for select Apple® and Android™ devices
  • Save valuable time and effort; avoid an extra trip to a branch 

Mobile Deposit

  • Deposit checks anytime, anywhere from your mobile phone*
  • Free service for customers with an F&M Bank checking account
  • Save time, avoid unnecessary trips to a branch

Deposit your check in just a few quick clicks:

  1. Select the checking account into which you want to make the deposit
  2. Take a picture of the front and back of your check, following the on-screen instructions (make sure you sign it)
  3. Enter the check amount
  4. Verify that everything on the screen is correct, then hit "Submit"
  5. We'll confirm that the check has been received