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When You Should Consider a Working Capital Loan

Is this type of business loan right for you?

  • Accounts Receivable Loan: The business needs money to cover payroll or rent until outstanding invoices are paid.
  • Cash Flow Management: Sales are seasonal or cyclical.
  • Working Capital: To cover the cost of supplies on a large order.
  • Inventory Loans: Strategic inventory purchases (good deal, sale, off season purchase)
  • Business Expansion: After expanding your business, you’re in need of extra inventory.

What are Inventory loans?

This is a short-term loan or business line of credit that enables businesses to purchase products to sell at a later date. These products (the inventory) serve as collateral for the loan.