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If you like to take advantage of discounts (and who doesn’t), you’ll love our perk-filled F&M Club Checking.

Key Features

Added Benefits

EMV Debit Card

Digital Banking

  • Upgraded checking with added benefits
  • Account holders age 55 or better qualify for Silver Club Checking
    • Get all of the perks of this account for a low $6 monthly fee
  • Unlimited transactions
  • Waive the $8 monthly fee ($6 for Silver Club members) by maintaining an average daily balance of $15,000 or more
  • A wide variety of benefits and perks:
    • $20,000 AD&D Ins/$100,000 Common Carrier/$1,500 Dependent Children AD&D
    • Cyber Scout Identify Theft Protection
    • Cellular Telephone Protection
    • Roadside Assistance
    • Free personalized checks (2 boxes/year)
    • No minimum balance requirement
    • Safe Deposit Box Credit ($10 annual discount*)
    • 1 free cashier's check/month
  • Free digital banking services
  • Free EMV debit card
  • $50 minimum deposit to open

*excludes 10"x10" box or larger