Personal Checking

BonuSelect Checking

  • Free checking that pays high interest
  • Refunds on ATM withdrawal fees, nationwide*
  • Link to free BonuSelect Saver to build savings automatically
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BonuSelect CashBack Checking

  • Free checking that pays you back
  • 2.5% cash back on debit card purchases*
  • No category restrictions on purchases
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Free Personal Checking

  • Everyday checking account with all of the essentials
  • Unlimited transactions
  • No minimum balance to maintain
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Interest Checking

  • Interest-bearing account to boost your balance
  • Unlimited transactions
  • Free digital banking services
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F&M Club Checking

  • Upgraded checking with added benefits
  • Account holders age 55 or better qualify for Silver Club Checking
  • Unlimited transactions
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24-hour Telephone Banking

  • Free, safe, way to access your account information
  • Check balances, transfer funds, or make payments
  • Call 405-373-2224 from any touchtone phone
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