Location Details

F&M Bank Waterloo Location – Edmond/Oklahoma City, OK
Conveniently located on Waterloo Rd and Broadway, FM Bank is your local financial partner for personalized banking, lending, and business services. We combine modern tools with the friendly support of bankers who live and work in the Edmond and OKC area.

As a family-owned community bank, Stability, Reliability and Service define everything we do. Our objective is to serve our customers to the best of our ability, and to be part of the growth and prosperity of our region. The Waterloo branch is proud to support the United Way and other local organizations

Home Loans in Edmond and North OKC

Whether you're buying a home in Edmond, or refinancing in the Oklahoma City metro, F&M Bank offers competitive rates and local mortgage expertise to guide you through the process.

Mortgage Options Include:

• Conventional Mortgages
• 1st Time Homebuyer Program
• FHA Home Loans
• Investment Property Loans
• Jumbo Home Loans
• Land Loans
• New Construction Loans
• Refinance
• VA Loans
• USDA Loans
• Native American Home Loans
• Vacation Home Loans

Business Lending in Edmond and OKC

From small business growth to commercial real estate financing, F&M Bank supports Oklahoma entrepreneurs with flexible solutions and responsive service. Our lending team understands the local market and works quickly to meet your needs.

Business Loan Solutions:

• Small Business Loans - SBA 7(a) and 504 loans
• Commercial Real Estate Loans
• Equipment Financing and Loans
• Agriculture Loans
• Commercial Construction Loans
• Inventory and Working Capital Loans
• USDA Business and Industry Loans

Everyday Banking with Local Service

Manage your personal or business finances with ease. Our Rose Creek location offers a full range of deposit accounts backed by digital tools and personalized service.

Account Options:

• Free Personal Checking
• High-yield Savings Account
• Money Market Accounts
• Certificates of deposit (CDs)
• High Yield Checking Accounts