We have been alerted to reports of individuals contacting customers and falsely claiming to represent F&M Bank or a third-party service provider, including calls made after normal business hours.

Please remember:

• F&M Bank will never call, text, or email you asking for your online banking password, PIN, full debit card number, or full ss#.

• If you receive a suspicious call, hang up immediately.

• Do not provide personal or account information.

If you are ever unsure whether a call is legitimate, please hang up and call your local F&M Bank branch directly using the phone number listed on our official website.

Your security is important to us. Please stay vigilant and contact us if you have any concerns.

Member FDIC.