Xtra Tunes Checking Account

Xtra Tunes Checking

Get a FREE checking account that rocks! Xtra Tunes Checking gives you monthly refunds on iTunes® downloads and Amazon.com® purchases.* You also get unlimited ATM fee refunds nationwide!*

Sign up today and automatically receive a $30 refund on download reimbursements* for music, movies, books, apps, and more, just for opening the account. Then, to earn your monthly refunds, all you have to do is meet our easy qualifications.


Account Features

  • Up to $5 every month in iTunes or Amazon.com refunds*
  • Receive $30 in download refunds at sign up*
  • Nationwide ATM fee refunds (up to $20)*
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free eStatements
  • Free Mastercard Debit Card
  • Unlimited check writing
  • $50 minimum deposit to open


Earning your rewards is easy, simply do the following transactions and activities in your Xtra Tunes checking account each monthly qualification cycle: 

  • Have at least 15 debit card purchases post and settle your account
  • Be enrolled and receive monthly eStatement notice

Did you miss a qualification cycle? No problem! There's no penalty, and you still get a great free account. You can get right back to enjoying iTunes® and Amazon® refunds the next month you qualify.

For a Qualification Calendar click here

*The minimum to open account is $50. You will be refunded up to $30 for iTunes®/Amazon® purchases that post to and settle account during the first 30 days after you open account. Refunds will be credited to account on the last day of statement cycle in which refundable purchases were made. In addition, each qualification cycle, earn up to $5 in refunds of iTunes®/Amazon® purchases if qualifications are met during previous monthly qualification cycle. Purchases must be made with debit card associated with your Xtra Tunes account. Qualifying transactions must post to and settle the account during monthly qualification cycle. Transactions may take one or more banking days from date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Domestic ATM fees incurred during qualification cycle will be reimbursed if qualifications are met within monthly qualification cycle. Limit one account per SSN. iTunes is a registered trademark of Apple, Inc. and Amazon is a registered trademark of Amazon.com. Apple Inc. and Amazon.com are not participants in or sponsors of this program.